I was awoken from my morning nap with a call from Social Security asking for Francis. Big red flag.
1) my husband, Francis, has been dead for quite a few years and the real social security knows this.
2) My husband never used my cell phone or ever put my cell phone number down as his phone number.
3) I could hear lots of other people on telephones in the background. (a boiler room of scammers or a call center of scammers)
4) I wish I had been awake enough to give a clever answer. All I said was, "Francis has been dead and the REAL social security knows this," and I hung up.
But couldn't get back to sleep, darn it.